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Brooke Cole
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Monday, April 17, 2023   /   by Abby Kurtz-Lendner

FHA Loans

If you're looking to purchase a home, one option that may be available to you is an FHA Loan. While we are not a lender, we do work with several amazing, local lenders that can help advise you on the best route for you, to determine your buying power, and break down the numbers!
FHA Loans are backed by the Federal Housing Administration and can be a great choice for first-time homebuyers or those with limited financial recourses. In this blog, we'll take a closer look at FHA loans and what you need to know before applying.
What is an FHA Loan?
An FHA loan is a mortgage that is insured by the Federal Housing Administration. The FHA is a government agency that was created in 1934 to increase homeownership in the United States. FHA loans are designed to help people with lower credit scores or limited financial resources qualify for a mortgage.
One of the benefits of an FHA loan is that it requires a lower down payment than a conventional mortgage. While conventional mortgages typicall. ...

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Tuesday, November 5, 2019   /   by Brooke Cole

Six Home Inspection Myths

One of the most important steps in purchasing a home is the home inspection!
When you buy, the contract has a written number of days for you to have the home inspected before you decide whether you want to move forward. This home inspection period is crucial. During that time, if you determine you want to back out of the deal, you get your earnest money deposit back!
It's so important to see what a licensed inspector has to say of the house. At The Cole Team, we have a list of trusted inspectors you can use!
However, there are a few myths and misconceptions we hear regarding home inspections.
1. Pass/Fail
An inspector does not pass or fail a home on the inspection. The home inspector's job is to give you a closer look at any issues they might've found while inspecting the home. Once they send you the report on the defects found in the home, it's up to you to decide whether to move forward with the deal or to cancel.
2. Defects and Repairs
Don't assume a seller has to make repair! ...

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Friday, October 18, 2019   /   by Lauren McGinnis

Does your kitchen need an upgrade? Here are some perfect kitchen upgrades that don't require a total remodel!

When you look at your kitchen are you inspired to cook up a feast? Or does your kitchen make you want to order take out?
If your kitchen leaves you wanting more, but you just don't have the time or the budget to go for a full on remodel then don't worry! We have found the perfect kitchen upgrades, that don't require you to gut and completely remodel your area, that will have you wanting to host a dinner party in no time! 
Zillow.com recently conducted a study and found these 7 zones to be the best places to upgrade without breaking the bank. They suggest focusing on any combination of the 7 main zones when planning a kitchen upgrade. The zones are; cabinets, backsplash, countertops, shelving, lighting, pulls and knobs, and appliances and plumbing.
If you are ready to jump into a kitchen upgrade in any of these zones, this is what Zillow recommends for each zone so that you can get the most bang for your buck. 

Cabinets - can be repainted, refaced, or replaced in about ...

  cape coral, florida, living, property, swfl, homes, need to know, fort myers, real estate, fl, renovation, upgrade, kitchen, diy, home improvement, kitchen renovation

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Brenda Cole
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The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright 2025. Southwest Florida MLS organizations. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification.
mls logo© 2025 My Florida Regional MLS DBA Stellar MLS, Inc.. All rights reserved. The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS, Inc. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.4/26/2025 12:10 AM CST
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